You Need a Budget

You can’t get out of debt without a budget, plain and simple. You need to account for every penny you earn and every penny you spend. At the end of the day, you need to spend less than you earn and apply the difference to your savings and debt reduction.

Creating a budget is easy, sticking to it is hard. That’s where You Need a Budget comes in.

YNAB is personal finance software that helps you manage your money like never before. It can interface with your checking account to download transactions and display those transactions and your budget in a user-friendly dashboard that helps you determine how you are progressing against your financial goals. 

Now for the bad news. The software is a bit pricey, requiring you to shell out $59.99 for the license. However you can install it on as many computers you have in your home and there is a 30-day money back guarantee.

There’s also a free trial available. And nothing beats free.

YYAB also has an app for the Apple iPhone, which will run you $4.99.  It lets you sync with the You Need a Budget Desktop software.

You Need a Budget has received a ton of positive press lately, and is worth you checking out.

You Need a Budget

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