Category: get out of debt

Happy Halloween. Now Face your Financial Fears!

October 31st is they day we pay tribute to witches, vampires, zombies and all manner of terrifying things that go bump in the night. Too bad the real scary things go bump in your mailbox. Big bills, past-due notices, collection letters and credit card statements that make you wish you were simply warding off a …

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CFPB Offers New Student Loan Help

The mission of the new federal Consumer Financial Protection Bureau is to make financial markets work better for ordinary Americans. Now that total outstanding student loan debt is over one trillion dollars and exceeds total credit card debt, it only makes sense that this agency will put student debt squarely in its sights. To assist …

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Save Money or Pay Down Debt? It’s Not Either-Or.

You’ve got a good budget, which leaves you with a little extra money left over after paying your bills. Or you come into a windfall. What should you do with that extra cash? Should you lower your debt or sock it away in savings? This is one of the most frequently asked personal finance questions, and for …

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How to Avoid A Personal Credit Downgrade

As a result of the recent downgrade of the United States government debt by the ratings agency Standard & Poor’s, the world witnessed President Obama scramble to do damage control while the global stock markets tanked, and women rent their garments. I’m not sure about the last part, but people were really upset. And the …

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