Category: get out of debt

Why Your Debt Issues Are More Mental Than You Realize

Years ago, Psychologist Ulric Neisser filmed a video of two teams of students passing a basketball back and forth, and superimposed another video of a girl with an umbrella walking right through the center of the screen. When he asked subjects in his study to count the number of times the ball was passed, an …

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The Most Important Part of Getting Out of Debt: Staying Out of Debt

John’s story is unfortunately typical: A few years after graduating university, he found himself in a large amount of debt, the result of living beyond his means after getting his first, entry-level job. He convinced his parents to co-sign a debt consolidation loan to zero-out his credit card balances and put all of his debt …

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Increasing Debt And What You Can Do About It

Countless people from all backgrounds are struggling with debt, and this situation places significant stress on family relationships, marriages, and overall quality of life. Recent economic conditions have made household debt even more commonplace. Many individuals research information on methods of easing the debt burden, and several tips are effective for reducing monthly payments and …

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Now what? (getting out of debt) 2/5

Getting out of debt is not an easy task. First you have to recognize that you are in debt – and then you’ll need to do something about it. Many of us never get past the recognition part. We just live day in and day out – paycheck to paycheck, buying and charging without a …

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Recognizing the problem (your debt) 1/5

Before I decided to get out of debt, I was living a pretty delusional life of high-interest cash advances, credit cards and spendthrift ways. I was basically in denial of my debt and unable to recognize I even had a problem. Now, I am no dummy even though I have done some pretty stupid things …

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Series on getting out of debt

Over the next few weeks, we would like to do a 5-part series on the steps you need to take to get out of debt. We believe that by following through in these areas, you will be able to face your debt head-on and find yourself on the road from debt-broke to debt-free! Our series …

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SpringCoin debt management

The year is 2012 and unless the Mayans are wrong, everyone should be leveraging the web to manage their finances better. Unfortunately, the most popular online money-management tools are not geared specifically towards people with serious debt to get out of. That’s where SpringCoin comes in. In a nutshell, SpringCoin takes customer banking information to …

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Infographic: How to boost your credit score

As you already know (if only from those annoying commercials) your credit score can be a ticket to the good life of low interest rates and fast cash or the hell of crummy apartments and public transportation. But how do you take your score to the frothy heights of Equifaxian ecstasy? Look at this infographic …

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Make this one resolution

Happy New Year 2012! In the off chance that the world doesn’t end this year, you’ll want to use this clean slate moment to help reach your goal of being debt-free. But just like that other stock resolution, losing weight, shedding debt is easier said than done and your resolve can start to wane well …

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