When it comes to your plan on how to get out of debt, the real secret is you have to go all-in. That means fully comitting yourself to paying off your bills, even when more tempting indulgences can be easily had.And since we’re using poker terminology, let’s talk about the card game. The gift card [...]
Having a pet is expensive. If you want to understand just how much money we spend on Fido and Fifi, just look at the infographic below. A staggering $50.8 billion went to the care and feeding of our furry and feathered friends, more than children’s dental care. In a time of 9% unemployment and trillion dollar [...]
Take a cue from Santa when doing your Christmas shopping. Just like he makes his list and checks it twice, you need to go over your store receipts and credit card/bank statements with a fine-toothed comb. Problems with Brick-and-Mortar Store Purchases Stores are incredibly busy throughout the holiday rush and most are employing part-time, seasonal [...]
Christmas is fast approaching and that means it’s time to get your gift buying into high gear. Being in debt is no reason to cancel Christmas, but you have to be smart about your spending. That means having a frugal plan for what you are going to spend and NOT going directly to the credit cards when [...]
Hip-Hop living legend Jay-Z is as good at moving between the two Americas as well as anyone in modern pop culture. The multimillionaire rapper and all-around mogul is firmly in the 1%, but his image and earnings are still very much dependent on his rags-to-riches story and ability to connect with the streets. (And we don’t mean Wall Street.) [...]
There’s such a plethora of web-based personal finance software that we can almost devote our entire blog to them. (And sometimes it seems that we are.) But, because each one has a slightly different spin on managing your money and personal preferences and proclivities are a big part of staying on top of your finances, [...]