Category: credit score

How to Improve Your Credit Rating with Bad Credit, Credit Cards

Credit rating refers to an individual’s ability to pay back debt and is calculated from his/her past financial dealings. The rating enables a creditor to quickly evaluate a business or individual’s credit-worthiness and make decisions on extending loans. The credit rating is expressed as a number called ‘credit score’. This score is calculated by Experian …

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Repairing Your Credit Rating

Dealing with bad debt is never easy, but it is possible. With a little hard work and some dedication to getting things back on track, it can be done. One of the first places to start is to take a look at your current accounts. With late fees or overdraft fees, you can run into …

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Infographic: How to boost your credit score

As you already know (if only from those annoying commercials) your credit score can be a ticket to the good life of low interest rates and fast cash or the hell of crummy apartments and public transportation. But how do you take your score to the frothy heights of Equifaxian ecstasy? Look at this infographic …

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National Map of Credit Scores

Experian is one of the three major credit bureaus tracking how you pay your bills, and whose score can make or break credit decisions in your favor. For the second year in a row they have published their State of Credit Map showing ten cities in the U.S. with the highest and lowest credit scores. …

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