Category: get out of debt

Infographic: How to Boost Your Credit Score

As you already know (if only from those annoying commercials) your credit score can be a ticket to the good life of low interest rates and fast cash or the hell of crummy apartments and public transportation. But how do you take your score to the frothy heights of Equifaxian ecstasy? Look at this infographic …

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Make This One Resolution

Happy New Year 2012! In the off chance that the world doesn’t end this year, you’ll want to use this clean slate moment to help reach your goal of being debt-free. But just like that other stock resolution, losing weight, shedding debt is easier said than done and your resolve can start to wane well …

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Happy Halloween. Now Face your Financial Fears!

October 31st is they day we pay tribute to witches, vampires, zombies and all manner of terrifying things that go bump in the night. Too bad the real scary things go bump in your mailbox. Big bills, past-due notices, collection letters and credit card statements that make you wish you were simply warding off a …

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CFPB Offers New Student Loan Help

The mission of the new federal Consumer Financial Protection Bureau is to make financial markets work better for ordinary Americans. Now that total outstanding student loan debt is over one trillion dollars and exceeds total credit card debt, it only makes sense that this agency will put student debt squarely in its sights. To assist …

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Save Money or Pay Down Debt? It’s Not Either-Or

You’ve got a good budget, which leaves you with a little extra money left over after paying your bills. Or you come into a windfall. What should you do with that extra cash? Should you lower your debt or sock it away in savings? This is one of the most frequently asked personal finance questions, and for …

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How to Avoid A Personal Credit Downgrade

As a result of the recent downgrade of the United States government debt by the ratings agency Standard & Poor’s, the world witnessed President Obama scramble to do damage control while the global stock markets tanked, and women rent their garments. I’m not sure about the last part, but people were really upset. And the …

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