Score one for the good guys. The Federal Trade Commission is responsible for making sure that debt collection agencies obey the rule of law and not threaten or harass borrowers. Illegal and unfair activity by these firms contribute to the emotional toll of debt. But every so often the government makes the shady crooks pay. The [...]
You can do a lot of bad things online. Like stalk your old high school girlfriend, buy illegal drugs, and now, take out a payday loan. One of these options is FlashPayday.com, a lending network that let’s you take out low dollar, high interest loans from its participating lenders. If you must, you submit an [...]
As you already know (if only from those annoying commercials) your credit score can be a ticket to the good life of low interest rates and fast cash or the hell of crummy apartments and public transportation. But how do you take your score to the frothy heights of Equifaxian ecstasy? Look at this infographic [...]
Most American families carry some type ofdebt, be it from credit card balances, medical bills or consolidation loans for bad creditrepair. Here are a few simple steps that you can take to start yourself downthe road to a debt-free life. Don’tGet Further in Debt The first step to getting out of debt is tostop adding [...]
No matter how badly you want to get out of debt, not every extra penny you make should go towards paying off debt. Regardless of how much in hock you are to your credit card companies and student lenders, you need to have some of your income dedicated to savings in some form. Believe it or [...]
Happy New Year 2012! In the off chance that the world doesn’t end this year, you’ll want to use this clean slate moment to help reach your goal of being debt-free. But just like that other stock resolution, losing weight, shedding debt is easier said than done and your resolve can start to wane well [...]